Jonathan Chan

Jonathan Chan

Founder & Managing Director

Jonathan helps Australian businesses, investors, and homeowners access tailored finance solutions.

Book with Jonathan
Gabriel Loh

Gabriel Loh

Managing Director

After almost a decade in New York and Silicon Valley, Gabriel helps Australians and business owners grow through smarter financing.

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Case studies

Real results from real deals.

How FGO Finance Group structures and funds deals across business acquisition, commercial property, asset finance and home loans. Specific assets, specific numbers, specific outcomes.

Commercial Property

65% LVR on a regional service station, then $375K in created value

A specialised asset where the hurdle for the Big 4 to fund at a competitive LVR is much higher, financed at 65%, then re-leveraged after an 18-month revaluation to release the equity the client created.

$375K created · 65% LVR · $243,750 released
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Business Acquisition

An education services acquisition, structured with a $300K deferred payment

A $1.8M business purchase funded with a $1.3M debt facility, using a vendor deferred payment to lower opening leverage and de-risk the deal for both sides.

$1.8M deal · 3x EBITDA · 2.1x opening leverage
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Asset Finance

13 assets financed to deliver on three council contracts

A $700K+ asset finance facility funding a fleet of trucks, utes, an excavator and trailers, so the business could take on three secured council contracts.

$700K+ facility · 13 assets · 3 contracts
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Home Loans

An expat investment loan refinanced with a 0.95% rate saving

An investment property left unreviewed for years, refinanced with $70K cash out and a 0.95% rate reduction, despite the added complexity of expat income.

0.95% saved · $70K cash out · ~$450/mo lower
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Your deal deserves the same outcome

Every result here started as a conversation. Whatever you're financing, we'll look at it properly and tell you honestly what's achievable.