Calculators that work the way your loan does
Curious how much you can borrow, what stamp duty will cost, or what your repayments really are? Find out at the rate you'll actually pay.
Business acquisition finance calculator
How much debt a business acquisition can carry, what it costs secured versus unsecured, and whether the business earns enough to cover it.
Open calculator Home loansBorrowing power calculator
How much you can borrow for a home loan in today's rate environment.
Open calculator Home loansMortgage repayment calculator
Your home loan repayments at your actual rate, with offset, extra repayments and interest-only periods factored in.
Open calculator PropertyStamp duty calculator
The transfer duty and government fees you pay when buying property, in every state and territory.
Open calculator PropertyNegative gearing impact calculator
What the proposed 2027 reform does to your cashflow, by property class. Conditional on the changes becoming law.
Open calculatorCommercial property finance calculator
How much you can borrow against a commercial property, and what it costs to service.
In buildDeep dives alongside the numbers
The calculators answer the cost question. These articles answer the context questions. Our First Home Buyer Guide Melbourne 2026 covers Victorian stamp duty concessions, the First Home Owner Grant, LMI costs, and the full purchase timeline. For an ongoing read on how rates are shifting borrowing capacity and what to weigh before your next rate review, see the FGO Monthly newsletters. If you are working out whether to buy or build, the analysis of migration, building approvals, and property demand provides the structural context.
When you're ready, we structure it
The calculators model the numbers; structuring and placing the loan is what FGO Finance Group does. Our home loans service covers residential lending, commercial property finance covers investment and owner-occupied commercial, acquisition finance covers buying a business, and business loans cover working capital and equipment.